Public Entity Insurance

A man at a desk flipping through papers with a gavel in front of him.

Municipal Liability

This coverage protects local government entities, such as cities, towns, or counties, from financial losses due to risks like property damage, liability claims, or lawsuits related to public services and operations.
Learn More
A man lecturing in front of a class at a college.

General Liability Coverage

This coverage protects educational institutions from financial losses due to various types of accidents, injuries, or legal claims that may occur on their property or during school-related activities.
Learn More
A woman holding a stethoscope in the shape of a heart.

Workers Compensation Insurance

This provides financial and medical benefits to school employees who suffer work-related injuries or illnesses. This insurance is essential for protecting both the school district and its employees, ensuring that injured workers receive necessary care while also shielding the school district from potentially significant financial and legal liabilities.
Learn More
A person getting wheeled into the emergency room by doctors and nurses.

Catastrophic Accident Insurance

Protection in the event of severe, high-cost accidents or incidents resulting in major injuries or fatalities, particularly in situations where the school district, its employees, or students are involved, is crucial. This coverage is designed to address the aftermath of unexpected, large-scale incidents that may cause significant harm, such as severe accidents during field trips, sports events, or other major school-related activities.
Learn More
People wading through water that is polluted to clean it up.

Pollution Liability Insurance

You need protection in every aspect of operating a school. Claims arising from the release of pollutants or contaminants on school property or during school-related activities can be covered with this policy.
Learn More
A line of young students getting on the school bus.

School Bus Commercial Insurance

This is a specialized form of insurance designed to protect school bus operators and school districts from risks and liabilities associated with the operation of school buses.
Learn More
Cyber coverage insurance

Cyber Insurance

Cyber insurance provides a safety net to help schools respond to and recover from cyberattacks, data breaches, and other technology-related risks. As schools increasingly rely on digital systems for managing student data, academic records, communications, and financial transactions, they become more vulnerable to cyber threats such as hacking, ransomware, and phishing attacks.
Learn More
A school hallway with an open door to a classroom

School Board Legal Liability Insurance

This is an essential coverage for schools in New Jersey (NJ) to protect against potential claims related to employment practices. For schools, EPLI offers protection in case employees, including teachers, administrators, or support staff, bring lawsuits for various workplace-related issues.
Learn More
A child crying after getting injured.

Voluntary Accident Insurance

This is a supplemental insurance that offers additional protection to students, staff, or school employees in the event of accidental injury.
Learn More
Request Insurance Proposal